Prevention of Financial Frauds Research Paper Example | Topics and Well Written Essays - 2000 words

Prevention of Financial Frauds - Research Paper Example The paper also discusses about the types of financial frauds according to their nature; inclusive frauds and exclusive frauds. There are two types of frauds according to the people involved in the fraud and these two types are internal frauds and external frauds. Besides defining these frauds, the paper explains how such frauds can be prevented. The paper also focuses on one of the biggest financial scandals; Enron and it explains how the management of Enron was successful in their fraudulent activities. It also highlights the impact of Enron’s case on the overall economy. INTRODUCTION Financial frauds are widely perceived to be deliberately made criminal acts that seriously violate civil law while based on financial transactions and meant to attain myriad personal benefits. For the last so many years, auditors and financial analysts have been emphasizing to eliminate the financial frauds and for this purpose there have been many research conducted on this given topic. With the passage of time and as more and more financial frauds have emerged, the need to fight against these financial frauds have increased enormously and people of all ages have to face consequences of such financial frauds.In criminal law, the word fraud is defined as a planned and calculated deception which is made for some kind of personal gain or to damage another individual. On the other hand, financial frauds mean frauds that occur particularly in the financial statements or financial documents of the company like balance sheet, income statement etc in order to manipulate the financial streng th of the company. Financial Frauds can be planned on a large scale which might have an impact on the overall industry or economy of the country and there might be financial frauds which might not be as large but these frauds would weaken the financial stability of an organization. Both these types of frauds have become a serious issue for everyone who is involved with the organization either directly or indirectly. Since financial frauds could affect the economy and organizations and everyone who is involved with the organization therefore it is critical to stop such financial crimes and to prevent such financial frauds there have been several techniques, tools, applications and methods developed by auditors and financial analysts from all over the world and still more research is being done on the topic (Singleton, & Singleton, 2010). LITERATURE REVIEW It is important for the organization and employees of the organization who are responsible for handling and managing of important and sensitive documents to keep these documents in safe and do not let anyone to have access to such documents as one of the ways through which financial frauds can occur is to have access to such sensitive information. A layered security approach and effective tools are required to handle this dramatic emergency of felonious financial frauds and by controlling who first receives sensitive documents like bank statements, small organizations can prevent financial fraud occurrence (CBIA News, 2007). Financial information of a corporation is used by investors in order to evaluate the company’s progress and growth and its profitability as well as in order to predict the future profitability of the organization. Thus, these financial statements are used by investors to make decision whether they should invest in the company or not. Therefore, one of the greatest risks faced by investors is that the financial sta

Assam faces huge power crisis Essay Example for Free

Assam faces huge power crisis Essay Guwahati: Assam is facing a severe power crisis after a fall in the generation of power by hydel and thermal power stations. Two transmission towers in neighbouring West Bengal were damaged by a devastating storm, which has also led to the shortage. The state is facing a shortage of 403 Megawatt (MW) of power with the peak load hour power demand being 1100 MW as against the available 497 MW, official sources said today. The problem has been further compounded with the damage of transmission towers due to storm last week in Jalpaiguri district in the neighbouring West Bengal that supplies 300 MW power to Assam, the sources said. The power generating stations in the state have also been affected due to the shortage of gas supply for thermal power stations and less availability of water for the hydel power stations, sources said. The Assam Power Distribution Company Limited (APDCL) has been forced to resort to frequent and prolonged power cuts due to the shortage of power generation, they said. The situation was likely to improve within a couple of days as work was on to restore the transmission towers. However, the gap between the demand and supply of power would continue to exist till the state received adequate rainfall, sources added. Guwahati: Acute power shortage has crippled the functioning of normal life throughout Assam since last couple of days. With the temperature showing a rising trend, the people and their works have suffered because of frequent load shedding resorted to by Assam Power Distribution Company Ltd. Sources informed that shortfall in generation at thermal and hydropower plants in the region has precipitated the severe power shortage in the state. Assam needs 1100 MW of power during the peak hours and there is a sever shortage as only about 700 MW is available these days. Similarly, about 500 MW is available during the off peak hours against the demand of over 700 MW during the off peak hours. The state’s share of power from all the Central Sector Generating Stations (CSGS) of the Northeast is 589 MW for this month. However, because of reduced generation from thermal and hydropower plants in Central Sector Generating Stations the state is getting less power from these plants. The reduction in generation is due to short supply of gas to thermal power plants and less availability of water in hydropower plants. The situation is unlikely to change for better in immediate future . Power crisis has affected works in offices and financial institutions in the state. The worst sufferers are however are the laboratories and Information Technology based organisations as their equipment are mostly power dependent. An official of a research unit of Aaranyak, a premier bio-diversity institution said that their all sophisticated equipment are facing hazards due to frequent power cuts resorted to by the power distribution authority. School children in the state are worst hit by the power scarcity, as frequent power cuts have brought the ceiling fans in their classrooms to a stop. Most of the schools in the stat e suffer a lot as they don’t have any alternative sources of power to suffice the power requirements. Assam facing huge power shortage Following this disruption the state has not been able to draw power from outside the region. Assam is heavily dependent on outside sources as its own generation of power abysmally low. The state is facing 450 MW of power shortage during the peak load hours, while its shortfall during the off peak load hours is around 230 MW. Against the demand of 1100MW during peak hour the state is getting 650 MW. Similarly during off peak hours against the demand of 720 MW the state is receiving was 490 MW. The state power utilities are generating 257 MW of power. Industries like tea are taking the beating following this crisis. Power minister, Pradyut Bordoloi has left for North Bengal to supervise the restoration of two towers which has resulted in the breakdown of the grid connectivity. A team of engineers are accompanying the minister. According to state government, Powergrid has started repair work of towers. We have asked Powergrid to restore the same as fast as possible. The power minister will also review the progress of the 750 MW Bongaigaon Thermal Power Station (BTPS). The first unit of this project is likely to be commissioned by the beginning of next year. Projects being planned A 500 MW coal based power plant at Margherita is envisaged through JV/Own. The acquisition of project land and coal linkage matters is on. Further, with a view of exploiting the vast natural gas stock in Assam, it is envisaged to set up large capacity gas based power project at Amguri. However, currently, the project activities are stalled due to non-availability of gas linkage. A 100 MW Namrup Replacement Power Project (NRPP) is also being implemented to replace the oldest gas turbine units of Namrup Thermal Power Plant operating since 1965. On implementation of thermal projects in central sector like 750 MW NTPC’s Bongaigaon Power Project 740 MW Pallatana Project by OTPC in near future, the state’s allocated power share from these projects shall also go a long way in meeting ever growing demand of energy in the state through a suitable balance of Thermal and Hydel power. Electricity demand in Assam is likely to rise to the level of 2293 MW by the end to Twelfth Five Year Plan from the present demand of 1200 MW Anurag Goel Anurag Goel, Commissioner Secretary, IT Power Departments, Government Of Assam, Dispur The own generation of the Assam Power Generation Company Ltd. (APGCL) is around 320 MW and from the share of the Central Sector Generating Stations (CSGSs) viz. NEEPCO, NHPC along with bilateral power, the total import is around 750 MW, thus the total availability of power now stands at only 1070 MW.

Delay In The Malaysian Construction Industry Construction Essay

Delay In The Malaysian Construction Industry Construction Essay In Malaysian construction industry, delay is a problem that commonly happens during the construction stage. Delay is meaning that, construction work cannot complete within the period which stated in the contract document or part of the works run out from the planning schedule. Project delays due to eight groups such as client, consultant and contractor, just to name a few here. The main objective of this study is to identify the causes of delays, effects of delays, method of minimizing of construction delays in the Malaysian construction industry. This study was carried out based on the literature review, questionnaire design, and personal interview. With referring to the literature review, the author found out thirty eight (38) factors that are related to delays due to eight main groups which including client, consultant, contractor, material, labor, equipment, financial and external environment. Besides the causes mentioned, six types of effects and twenty three (23) types of methods of minimizing construction delays were also identified from the research. The questionnaire was distributed to those respondents from developer, contractor and consultant firms (engineer/ designer). For personal interview, it was done with two directors and one post-contract manager from different construction firms. The objectives of this study have been successfully achieve d. From the data collected, there are some most contributing factors including change of orders, poor site management and supervisor, poor design and delays in design due to the client, consultant and contractor related to delays. Besides, shortage of skill labor, shortage of construction material, frequent equipment breakdown, clients difficulties and unforeseen ground condition are also common factors from another five groups related to delays. Time overrun and cost overrun are the common effects in the Malaysian construction industry. On the other hand, method of minimizing of construction delays has been identified that more effective which consists competent project manager, ensure adequate and available source of financial until the project completion, multidisciplinary/ competent project team, complete and proper design at the right time and also proper project planning and scheduling. CHAPTER 1 INTRODUCTION 1.1 Working Title causes and effects of delay in the Malaysian construction industry 1.2 Problem Statement In the construction industry, projects can be delayed among large number of causes. There are different type and groups of delays found on construction projects. Delay has major effects on completion cost and time of construction project. Delays can be minimized if they were identifying causes. Knowing the cause of any particular delay in a construction project would help avoiding the same. Even though with different types of studies have been carried out to identify the factors influence the causes of delays, since the problems are quite related to the studies need to focus on specific geographical area, or region in Malaysia. A major appreciation of the Malaysia construction industry is due to the growing rate of delays in project delivery. In Malaysia most public work projects, including any construction projects under government authority or under privacy are awarded on a competitive basis using the traditional approach. The consultants and contractors are engaged in separate contracts. The contractors commonly would be involved until the whole project have been completed 1.3 Aim and objective of study 1.3.1 Aim To investigate delays pertaining in construction projects in Malaysia 1.3.2 Objective To identify the major causes of delays in construction project; To identify the effects of delays in construction project; and To identify the methods of minimizing construction delays. 1.4 Background of the study Construction delay is major problems frequent occur in the construction industry. Delays adversely impact on project stakeholders including owners, design professionals, construction professionals, purchaser and others. The main objectives of construction projects are cost, time, quality and safety numerous They have mentioned the most important causes in large building construction projects in Saudi Arabia which included approval of shop drawings, delays in payment to contractors and the resulting cash problems during construction, design changes, conflict in work schedules of subcontractors, slow decision making and executive bureaucracy in owners organizations, design errors, labor shortage and inadequate labor skill. (Assaf, et al, 1995) Refer to causes of delay in Saudi Arabia, the major parties to lead the delay happen which include client and contractor. Because of client always change the design of building. Besides that, late responds and poor project management team and also delay pay month payment to the contractor by client. On the other hand, contactor due to not enough worker during work progress and some argument with sub-contractor. They have studied the delays in building project in Thailand, as an example of problem faced by the developing economies. They concluded that the problems of the construction industry in developing economies can be nested in three layers: problem of shortages or inadequacies in industry infrastructure, mainly supply of resources; problems caused by clients and consultants; and problems caused by incompetence of contractors. (Ogunlana, et al, 1996) Construction in Thailand because some parties fault due to project delay such as contractor consultant and. During construction stage the client because of changing certain part of design and lack of experience could not solve the problem immediately. Besides client, designer is one of the parties because of own fault which is give unclear drawing to the contractor due to lack in experience. On the hand, the other parties which is contractor because of facing in poor management team, improper planning and scheduling and also inadequacy of s ite inspection. They have surveyed and classified the causes of construction delays in Hongkong as seen by clients, contractor and consultants, and examined the factors affecting productivity. The results of their research indicate that the five principal and common causes of delays are: poor site management and supervision; unforeseen ground condition; low speed of decision making involving all projects team; client initiated variations; and necessary variation of works.(Chan and Kumaraswamy 1996) Construction delay in Hongkong, the parties related to delay project include client, consultants, contractor and some relevant party. Factor to related delay by client such as client frequent delay make payment to contractor and also suffer in financial problem. Besides client, designer because of lack of experience always make mistake in drawing and late process design document. On the other hand, factor to cause contractor delay project which include lack of experience in project team and also poor site management and supervisions. Other than that, material is also one of the causes. During construction stages, material shortage and material changes to cause project delay. Identified the effects of delays in construction projects have been undertaken by some researchers. They have identified the six effects of delays were time overrun, cost overrun, dispute, arbitration, total abandonment, and litigation. The results of their studied about the effects of construction delays on project delivery in Nigerian construction industry, shows time overrun and cost overrun were the frequent effects of delays in construction projects.(AIbinu and Jagboro, 2002) In construction industry, the effect of project delay because of time and cost overrun. In this situation, some of the faults parties need to take responsibility to pay the loss and expense to those parties suffer in damage. Several studies have been studied and recommended the methods of minimizing delays in construction projects. They have identified five critical success factors could be applied to reduce the effects of delays includes: competent project manager; adequate funding until project completion; multidisciplinary/competent project team; commitment to projects; and availability of resources. (Nguyen, et al, 2004) To minimizing the project delay during the construction stage, first of all a client needs to hire an experience project manager. Once the problem of delay happen, the project manager can solve immediately. Besides that, the project team member should communicate with other team member. They have study also identified two methods to reduce or if possible eliminate time overrun were acceleration of site activities, and contingency allowance. (Aibinu and Jagboro, 2002) The contractor must take full responsibility during work progress. Once contractor found out actual work progress are not similar with estimate and he must take some action to avoid the project delay such as involve some additional worker. They have recommended four methods includes: developing human resources in the construction industry through proper training and classification of craftsman; adopting a new approach to contract award procedure by giving less weight to prices and more weight to the capabilities and past performance of contractors; and adopting new approaches to contracting, such as design-build and construction management (CM) type of contracts. (Odeh and Battaineh , 2002) 1.5 Scope of the Study The scope of the research will focus on literature review and a questionnaire. Projects investigate in this research included school building, church, office, hospital, communication facilities and etc. The survey will conduct in Malaysia. The questionnaire survey will design based on factors identify from literature review that contributed to causes of delays, effects of delays and methods to minimize delays. A questionnaire will developed to assess the perceptions of contractors and consultants of the relative importance of the causes and the effects of construction delays. The developed survey questionnaire will distributed to the target respondent in Malaysia 1.6 Outline methodology Stage 1: Literature review The review of literature has provided useful information based on the causes, effects, reactions and possible solution related to the issues delay project in construction industries. Stage 2: Pilot study Data collection will take the form of a structured postal questionnaire. However, an initial pilot study will be conducted to test the validity of the questionnaire through in-depth interviews with three contract manager. Stage 3: Main survey questionnaire and questionnaire go through with interview. The feedback from the pilot study should assist in finalizing the questionnaire and prepare the ground for main survey. The questions with centre around the areas mentioned in the above objectives. In order to obtain a high level of response, a multi-option format will be designed and limited to about 30 question and 10 questions which are go through with interview. Open questions are considered to be inappropriate as they would required the respondents to formulate an answer which needs lengthier input and will therefore be more difficult to analyze. Stage 4: Analyzing the postal and interview questionnaire This stage is analysis of the questionnaire to determine the level of agreement or disagreement by the respondents to each question within the questionnaire by counting the number of respondents who answer favorably or unfavorably. Besides that, analyze the questions which is done by interview to determine how the contractor to solve the delaying problem of project. Stage 5: Writing the research report The stage involves writing up the content of the dissertation and should cover the chapter proposed in the following section. Proposed contents Chapter 1 Introduction Chapter 2 Literature review Chapter 3 Research Methodology Chapter 4 Data Analyze Chapter 5 Discussion Chapter 6 Conclusion

Fitzgerald at Princeton Essay -- Biography Biographies Essays

Fitzgerald at Princeton While he was a student at the Newman School, called St. Regis in This Side of Paradise, F. Scott Fitzgerald became enamored with Princeton. He attended the first Harvard-Princeton game since 1896 on November 4, 1911 and Princeton won 8-6 on a blocked kick that was returned for a touchdown (Tate, 199). His aunt offered to pay for his education at Georgetown, but Fitzgerald wanted to go to Princeton. When his grandmother died in 1913, she left money that made Princeton available. Fitzgerald did not do well on the entrance exams though, so he had to travel to Princeton to re-take the tests and have a personal interview. Supposedly, Fitzgerald convinced the admissions office that it would be cruel to deny him on his birthday and he began at Princeton in the fall of 1913. Fitzgerald desired to play freshman football but his career was cut short. Depending on who you ask, he either wrenched his knee and was unable to play or was cut from the squad on the first day of practice (Tate, 200). With football out of the picture, he chose to participate in the Triangle Club, an original musical comedy group, and the Princeton Tiger, a humor magazine. Fitzgerald roomed off campus his freshman year because of insufficient dorm space. He took Latin, English, Physics, French, Personal Hygiene, and two math courses. He was critical of the English Department, saying that it made students lose interest in literature, but he educated himself by reading extensively outside of the class. In the spring of his freshman year, he wrote the book and lyrics to the Triangle Club’s Fie! Fie! Fi-Fi! which was to be performed that winter. Fitzgerald began his sophomore year by failing a make-... ...ald signed up for intensive military training, effectively ending his college career. He did not graduate with the class of 1917 but was included in the yearbook and received two votes for Most Brilliant, two for Handsomest, five for Prettiest, two for Thinks He Is The Best Dressed, eight for Thinks He Is The Biggest Politician, and six for Biggest Dramatist. Fitzgerald’s return for his senior year in the fall of 1917 was really only a waiting period and in November he was called to duty in Fort Leavenworth, Kansas, leaving Princeton as a student forever. (Eble, .43). Bibliography Eble, Kenneth E. F. Scott Fitzgerald. New York: Twayne Publishers, Inc, 1963. Tate, Mary Jo. F. Scott Fitzgerald A to Z. New York: Facts on File, Inc, 1998. http://www.capitalcentury.com/1920.html http://etc.princeton.edu/CampusWWW/Companion/fitzergald_francis_scott.html Fitzgerald at Princeton Essay -- Biography Biographies Essays Fitzgerald at Princeton While he was a student at the Newman School, called St. Regis in This Side of Paradise, F. Scott Fitzgerald became enamored with Princeton. He attended the first Harvard-Princeton game since 1896 on November 4, 1911 and Princeton won 8-6 on a blocked kick that was returned for a touchdown (Tate, 199). His aunt offered to pay for his education at Georgetown, but Fitzgerald wanted to go to Princeton. When his grandmother died in 1913, she left money that made Princeton available. Fitzgerald did not do well on the entrance exams though, so he had to travel to Princeton to re-take the tests and have a personal interview. Supposedly, Fitzgerald convinced the admissions office that it would be cruel to deny him on his birthday and he began at Princeton in the fall of 1913. Fitzgerald desired to play freshman football but his career was cut short. Depending on who you ask, he either wrenched his knee and was unable to play or was cut from the squad on the first day of practice (Tate, 200). With football out of the picture, he chose to participate in the Triangle Club, an original musical comedy group, and the Princeton Tiger, a humor magazine. Fitzgerald roomed off campus his freshman year because of insufficient dorm space. He took Latin, English, Physics, French, Personal Hygiene, and two math courses. He was critical of the English Department, saying that it made students lose interest in literature, but he educated himself by reading extensively outside of the class. In the spring of his freshman year, he wrote the book and lyrics to the Triangle Club’s Fie! Fie! Fi-Fi! which was to be performed that winter. Fitzgerald began his sophomore year by failing a make-... ...ald signed up for intensive military training, effectively ending his college career. He did not graduate with the class of 1917 but was included in the yearbook and received two votes for Most Brilliant, two for Handsomest, five for Prettiest, two for Thinks He Is The Best Dressed, eight for Thinks He Is The Biggest Politician, and six for Biggest Dramatist. Fitzgerald’s return for his senior year in the fall of 1917 was really only a waiting period and in November he was called to duty in Fort Leavenworth, Kansas, leaving Princeton as a student forever. (Eble, .43). Bibliography Eble, Kenneth E. F. Scott Fitzgerald. New York: Twayne Publishers, Inc, 1963. Tate, Mary Jo. F. Scott Fitzgerald A to Z. New York: Facts on File, Inc, 1998. http://www.capitalcentury.com/1920.html http://etc.princeton.edu/CampusWWW/Companion/fitzergald_francis_scott.html

Best source of funding for research organization Essay

There are a number of ways of funding research programs to help medical clinics; we may have an aspect where the government lends a hand or seeking the indulgence of the pharmaceutical companies. (NCSL, 2014) The above stated are two of those ways. Acceptance of offers to carry out research depends on the wishes of beneficiaries; they get to choose whom they perceive to be their best options. (U.S. Congress, 2006) Grants by the federal government may be defined as the assistance in monetary terms offered by the American government. (NIST, 2014)The government assistance has to conform to the laws and regulations set about by the federal agencies. (USA Government, n.d.)Grants offered by the pharmaceutical companies; to conduct clinical research is one of the common ways of sourcing for money to carry out research activities for clinics. (Canadian Business Network, n.d) Pharmaceutical companies are private entities which may not be put under tight regulations as compared to public insti tutions. (Federal Grants, n.d)The financing pharmaceutical company may fund a research project they deem to be in line with what they find necessary for them. (D.o.J., 1998) Advantages of using government grants to fund research projects Government or federal grants are a good way of sourcing for funds; even though the central government may impose very strict measures to go about using the cash. (Cornell University, n.d.) Once a government agency has given the nod for one to conduct the research alongside the funds allocation; a research organization is left to conduct its affairs in the required time they find ample. (UCONN, n.d.) Pharmaceutical companies may impose timelines so that they launch their products for commercial gains. (The Arc, n.d.)Pharmaceutical companies may continue funding a project based on interests to be fulfilled; some may be under pressure to churn out products that cause a buzz within markets. (Grant Space, n.d.)Another risk involved with pharmaceuticals funding projects would be purely to spite their competitors and caress enormous egos of company executives and owners. (TGCI, n.d.) Government does not engage in competition; but their mandate is to look out for the welfare of their citizen s. (The White House, n.d.)It’s with the above stated reasons that governmental funding looks more appealing as compared to funding from private entities. (Homeland Security, n.d.)There would not be conflicts or interests as well as undue pressure. (FELDESMAN+TUCKER+LEIFER+FIDELL, n.d.) References NCSL. (2014). NCSL. Retrieved from http://www.ncsl.org/research/health/american-health-benefit-exchanges.aspxU.S. Congress. (2006, October). Research and Development in the Pharmaceutical Industry. Retrieved from https://cbo.gov/sites/†¦/10-02-drugr-d.pdfCanadian Business Network. (n.d.). Canadian Business Network. Retrieved from http://www.canadabusiness.ca/eng/page/2740/National Institute of Standards and Technology (NIST), United States Department of Commerce (DoC). (2014, February 25). ANNOUNCEMENT OF FEDERAL FUNDING OPPORTUNITY (FFO) Measurement Science and Engineering (MSE) Research Grant Programs. Retrieved from www.nist.gov/†¦/grants/USA Government. (n.d.). Benefits, Grants, and Loans. Retrieved from http://www.usa.gov/Citizen/Topics/Benefits.shtmlFederal Grants. (n.d.). Federal Grants. Retrieved from http://www.federalgrants.com/D.o.J. (1998, September). The United States Department of Justice. Retrieved from http://www.justice.gov/crt/grants_statutes/legalman.phpC ornell University. (n.d.). Cornell University. Retrieved from http://www.irb.cornell.edu/faq/UCONN. (n.d.). University of Connecticut. Retrieved from http://research.uconn.edu/The Arc. (n.d.). Public Policy. Retrieved from http://www.thearc.org/what-we-do/public-policy/know-your-rights/federal-lawsGrant Space. (n.d.). Knowledge Base. Retrieved from http://grantspace.org/tools/knowledge-base/Funding-Resources/Government-Funders/government-grantsTGCI. (n.d.). Thw Grantsmanship Center. Retrieved from http://www.tgci.com/training/competing-federal-grants-5-dayThe White House. (n.d.). Office of Mnagement and Budget. Retrieved from http://www.whitehouse.gov/omb/grants_defaultHomeland Security. (n.d.). Title VI Overview for Recipients of DHS Financial Assistance. Retrieved from http://www.dhs.gov/title-vi-overview-recipients-dhs-financial-assistanceFELDESMAN+TUCKER+LEIFER+FIDELL. (n.d.). Federal Grants. Retrieved from http://www.feldesmantucker.com/federal-grants/ Source document

Costa Rica

Costa Rica Costa Rica By: Micah Shibley Ever since I got home from my trip to Costa Rica I haven’t been able to take my mind off the amazing things I did there. Whenever I’m at school learning stuff I already now or stuff I have no idea what it means I just image myself snorkeling or taking a hike or watching animals in the wild that I normally have to go the zoo to see. I have decided that I am going to save all the money I get or make for when I’m older so I can go back.I know your probably thinking Micah your only 13 years old and you are already saving money for something you are probably not even gonna do. I just can’t get Costa Rica off my mind and I went 2 years ago!!!!!! So I’m gonna try to write some of my ideas for the future down. High school class ideas: * Spanish * Art * Theater * Language Arts * Math * Choir * Social Studies * English * ScienceThis is the trickiest thing I think because I can’t go to college in Costa Rica well I can only I don’t want to and I promised my best friend Tayah that we would share an apartment through are college years only what if I meet an amazing guy or get an awesome job So now I’m going to write some places I might go to college†¦ * Portland State University * Oregon State University * University of Portland * Lewis and Clark College * University of Oregon * University of Virginia * University of Idaho * Harvard University * University of New YorkOkay I also was thinking about once I go to Costa Rica how am I gonna make money to stay there? I have a couple good ideas but I don’t know†¦ * Yoga Instructor * Tour Guide * Waitress * Art Teacher * Therapist * Kid Doctor * Life Guard * Professional Soccer Player * Owner of a Gift Shop Now I’m going to write everything that I remember even the littlest details from that trip. Ok here it goes†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ When we first touched down in Costa Rica (sorry can’t remember the c ity name) I will never forget the humidity and warmth!!!!